Technical perspectives, regulatory updates, and quantitative analysis from the ERMS advisory team.
IAS 19 end-of-service benefit obligations can move materially when discount rates change. This article explains why discount rate governance matters across GCC and MENA markets, how the liability is affected, and what finance teams should review before year-end or interim reporting
Read Article →IFRS 17 readiness is not about producing numbers, but about whether those numbers are shaping how the business is managed
Read Article →How IFRS 17 introduced a financial-market dimension to P&C reserving in MENA, making reserve movements increasingly sensitive to discount-rate changes rather than only underwriting or claims experience.
Read Article →Arabic article exploring how IFRS 17 implementation challenges increasingly stem not from producing numbers, but from governance weaknesses, limited transparency, and the erosion of institutional understanding behind reported results.
Read Article →Why technically sound actuarial work in MENA often remains underused in management decisions, and what organizations can do to close the gap between compliance output and strategic impact.
Read Article →As IFRS 17 environments mature, some PAA setups are revealing a quiet dependence on IFRS 4 operational logic, actuarial overlays, and external judgment rather than fully embedded measurement rationale.
Read Article →Why IFRS 17 compliance can weaken when technology, outsourcing, or internal models are not supported by clear governance, reproducibility, and management ownership.
Read Article →